Designed for the instant-payment moment.
The intended platform scores outgoing instant payments in real time for fraud and mule-account risk, so teams can assess risk before funds move.
South Africa first / Instant payments
See payment risk
before funds move.
ClearCurrent is an early-stage product for institutions moving money in real time. The goal: bring fraud and mule-risk scoring together with a shared investigation workflow for fraud and AML teams.
For banks, payment institutions, e-money issuers and neobanks.
Concept view
A proposed payment-risk workflow
- 01
Payment event
Outgoing instant payment
- 02
Risk context
Fraud + mule-risk signals
- 03
Investigation
Shared fraud + AML case
Explainable decision record
Auditable case history
Illustrative workflow only · product in early development
Built for money in motion
- Mid-sized banks
- Payment institutions
- E-money issuers
- Neobanks
Clarity in motion
One payment.
A connected view.
Criminal activity can cross payment fraud and money laundering. ClearCurrent is being shaped to help teams investigate those signals in one place, with the reasoning behind a flag kept visible.
Bring fraud and AML into one case.
The planned workflow brings customer context, payment activity, alerts and case history into a shared view for investigators.
Keep decisions clear and reviewable.
Explainable risk signals and an auditable decision history are core product goals, with investigators remaining in control of their institution’s decisions.
South Africa first
Start with the way your institution sees risk.
We’re shaping ClearCurrent for mid-sized institutions running instant payments, account-to-account transfers and wallets. Early briefings are a chance to discuss investigation needs and product priorities.
Early-stage product · South Africa first
Make the next payment a clearer decision.
Tell us how your teams handle instant-payment risk today. We’ll share the product direction and hear what would matter for your institution.
Email ClearCurrentOpens an email to team@clearcurrent-663.madethis.app.